The activities of the retail bank:

The activities of the retail bank
Activities:
Collection of deposits, distribution of credits and management of means of payment are the main activities of the retail bank. Services and products of another nature (insurance, telephony, personal services, real estate …) are more and more often proposed.
Customer base :
The activities of the retail bank are geared towards customers of private individuals, professions and small businesses (traders, craftsmen …).
Organization:
Retail banks rely on bank branch networks. But these are supplemented by the services of remote banking: online banking (customer relations centers) and Internet banking.
Businesses:
In terms of retail banking, we find mainly the following trades:
  • Receptionist and customer services
  • Account Manager
  • Professional account manager
  • Heritage Advisor
  • Business Account Manager
  • Business Unit Leader / Facilitator
  • Risk Analyst
  • Back office manager
  • Banking Specialist
  • Manager / Unit Facilitator or Bank Processing Activities
  • IT / Organization / Quality Manager
  • Computer scientist / quality manager
  • Risk Analyst

The activities of the CIB (Corporate and Investment Bank):

Activities:
Financial transactions such as IPOs, corporate mergers and acquisitions of securities or financial products and sales and trading operations are the specific activities of CIB.
Customer base :
The main clients of corporate and investment banking are large companies, institutional investors, fund managers and governments.
Organization:
CIBs are part of large universal banking groups but they have their own organization and staff.
Businesses:
The CIB is mainly represented by the following occupations:
  • Business Account Manager
  • Market Operators
  • Financial operations and products designer and consultant
  • Other professions (the BFIs have their own staff, HRD, etc.)
  • Back office manager
  • Banking Specialist
  • Manager / Unit Facilitator or Bank Processing Activities
  • IT / Organization / Quality Manager
  • Computer scientist / quality manager
  • Risk Analyst

“Other activities”:

Activities:
In this residual category, we first find a series of activities specific to the management of the institutions: both the central management proper and centralized functions (treasury, management control, etc.). previous large families (retail banking and BFI): central departments of human resources, marketing, communication, etc.
Businesses:
We thus essentially find occupations corresponding to “headquarters functions”:
  • Administrative Manager, Secretary
  • Human Resources Trades
  • Logistics real estate technician
  • Marketing / communication professions
  • Logistics Manager / Facilitator
  • Periodic / permanent inspection
  • Accounting professions
  • Management control
  • Lawyer, tax specialist

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